Home Page Contact Us
General Liability Workers Comp Bonds Commercial Auto Business Insurance

There are many policy forms and programs for contractors many programs present an inexpensive policy for contractors. While it may seem attractive at first glance you should ask your agent/broker if they are presenting the program that best fits your needs in the event of an occurrence or claim.

General Contractors, Roofers, Concrete or any other contractor that performs structural changes whether it be new, remodel or repair, you should look to an Occurrence Form program with a 10 year reporting period. Many agents/brokers present programs that limit the reporting period of the policy, which can become a major issue as many claims manifest years after the policy was written.

Policies that limit the reporting periods would be termed as "Sunset Occurrence Form," "Claims Made Form" and "Manifestation Form." It's best to always ask you agent/broker about the reporting period and to have it in writing on the proposal.

Posted 3:59 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2015

View Mobile Version
Site Links Insurance Types Contact Information  Licenses Get Social
Home Page
About Us
Get A Quote
Read Our Blog
General Liability
Workers Comp
Commercial Auto
Business Insurance
More Insurance Types
16959 Bernardo Center Dr.
Suite 221
San Diego, CA 92128
Phone: 866-822-2547
Email: info@pacificpathins.com
Main Insurance License:
California #0K21885         
CA: #0K21885
AZ: #1114853
CO: #492963
NV: #1104893
NJ:  #1583958
OR: #100264715
TX: #2014919
UT: #532923

Powered by Insurance Website Builder